Digital Banking System

MuRong DBS

Online banking services through a website or mobile app.

The
Challenges

In recent years, with the rapid development of digital technology, all kinds of neobanks, fintech and platform are emerging. They operate agile, serving many new era customers through innovative technologies and attracting many potential traditional bank customers. Traditional banks are facing severe challenges, and digital transformation is urgent.
As we all know, some banks choose rebuilding the core banking system to achieve a comprehensive digital transformation, enduring of huge expenses, long cycle, and uncertain risk. Some banks choose optimizing on existing core banking system, they are often constrained by legacy technologies and products, cannot provide the best customer experience.
The third choice, ‘Green Field Model’, choosing an end-to-end digital banking solution co-exist with existing core banking system avoids mentioned risks.

Digital Banking System

MuRong DBS

Online banking services through a website or mobile app.

The
Challenges

In recent years, with the rapid development of digital technology, all kinds of neobanks, fintech and platform are emerging. They operate agile, serving many new era customers through innovative technologies and attracting many potential traditional bank customers. Traditional banks are facing severe challenges, and digital transformation is urgent.
As we all know, some banks choose rebuilding the core banking system to achieve a comprehensive digital transformation, enduring of huge expenses, long cycle, and uncertain risk. Some banks choose optimizing on existing core banking system, they are often constrained by legacy technologies and products, cannot provide the best customer experience.
The third choice, ‘Green Field Model’, choosing an end-to-end digital banking solution co-exist with existing core banking system avoids mentioned risks.

the challenges

MuRong DBS offers a secure, agile, open suite of products and solutions that help banks deliver the best digital banking experience for their customers. The bank will get an attractive price-performance ratio for continuous business innovation and improvement of profitability.
MuRong DBS include Mobile Savings, Mobile Loan, Mobile Payment, Mobile Money with a cloud-native technology architecture, enables banks to quickly launch one-time or phased-out sub products such as BNPL, OD, E-Wallet, Money Pool that according to established digital business strategies and cost plans. The system also integrates seamlessly with many partners and industry ecology through a powerful Super APP and open API to achieve optimal ROI.

Business Products
Mobile
Savings
Mobile
Loan
Mobile
Payment
Mobile
Money
Super
App

why
choose us?

Distributed

Distributed

Based on the distributed microservice architecture, the system can help developers build resilient, reliable, and coordinated applications.

Configurable

Configurable

Digital banking is easy parameterization and configuration, it supports flexible customization of business processes, and personalized development with efficient application system.

End to End

End to End

One stop solution for end-to-end digital banking service.Help banks digital transformation,particulary in ratail banking and mobile finance.

What Are MuRong DBS features

D-KYC support

An online process for verifying customer identities through document uploads, facial recognition, and biometric verification, enhancing security, compliance, and user experience.

Omni-Channel

The integration of multiple digital channels, such as mobile banking, internet banking, and USSD banking, provides customers with a unified and consistent experience across all touchpoints.

Ecosystem Integration with Mini-App and APIs

A mini-app framework and APIs enable seamless integration and the building of a financial ecosystem, allowing for rapid innovation and enhanced customer engagement.

Comprehensive Digital Banking Service

Includes account management, instant and scheduled transfers, personalized financial planning tools, overdrafts, digital payments, loans, and buy-now-pay-later options, catering to the needs of both individual customers and micro, small, and medium enterprises (MSMEs).

Rich Market Tools

A range of marketing tools, such as discounts, coupons, and rewards, combined with online and offline campaigns, cultivates a strong sense of connection and loyalty to your brand.

Automatic Operation

Automated reconciliation, error processing, reporting, risk control, chatbot, and monitoring with automated alerts.

Cloud-native architecture

Utilizes microservices, containers, and Kubernetes for seamless deployment, scalability, and resilience, enabling agile operations with continuous integration and delivery.

Multi-tenancy

Benefits branches in different regions by enabling them to operate independently while sharing resources. This allows for tailored services, regional compliance, efficient data management, and centralized oversight.

benefits title
Seamless Customer Experience

Omni-Channel and the cloud-native solution enables customers to access financial services anytime, anywhere. D-KYC provides a seamless and convenient onboarding experience for customers.

Accelerating Market Entry

Comprehensive financial services, full compliance, multi-tenancy, and easy integration empower financial institutions to swiftly launch products and seize market opportunities.

Cost- efficiency

Multi-tenancy support and cloud-native systems reduce infrastructure costs when expanding your business. The widespread support for open-source middleware and databases further reduces your costs.

Future- Proofing

The modernized technological architecture, coupled with the power of AI, enables you to adapt to the constantly evolving technological trends and customer demands.

Extended Service Offering

By Mini-App framework and BaaS support, expand your business reach, gaining a competitive advantage in embedded finance through streamlined connectivity and innovative solutions.

Uninterrupted 24/7 service

24/7 uninterrupted service availability ensures the critical operations run seamlessly around the clock without disruptions.

PROJECTS PROJECTS

NCBA Digital Banking
  • 360 degree customer review.
  • Parameterized configuration system.
  • Precision marketing, big data analytics, and anti-fraud services.
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NCBA Digital Banking
  • 360 degree customer review.
  • Parameterized configuration system.
  • Precision marketing, big data analytics, and anti-fraud services.

Want To Get Started?

Get In Touch Or Download Our Brochure.

DownloadDOWNLOAD BROCHURE